Multiple Car Discount
Having two or more vehicles on the same policy can result in
substantial savings. Some insurance companies even give an
additional discount if you have your homeowner policy with them
as well.
Anti-Theft Devices
Most new vehicles come equipped with anti-theft devices.
Some devices are automatic and some you must turn on. Both types
usually can get a discount.
Driver Training
Drivers under the age of 21 who have completed an approved
training course.
Good Student
Many insurance companies provide a discount for drivers
under 25 that qualify as a good student.
Mileage
When you're asked how many miles you drive to work, this is
a crucial question because as the number of miles driven can
place you in different class. Each mileage class cut-off number
can have significant cost differences, so make sure you know
exactly how far you drive to work each day.
Organization Affiliation
Many insurance companies give discounts just for being
members of affiliations. This ranges from just having certain
credit cards, membership with a senior organization or belonging
to certain credit unions.
Safety Feature Discounts
Vehicles equipped with Airbags, automatic seatbelts,
ABS breaks can add to discount savings.
Safety Feature Discounts
Electronic Fund Transfer Payments
Some auto insurance companies have started charging $5.00 or
more for mail-in payments but sometimes nothing if you pay
through automatic withdraw from your bank account.