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Top Ways To Save On Your Auto Insurance

Grab your current auto insurance policy and compare your policy with this list to see if you are getting all of the savings you are entitled to. Obviously having a safe driver history (usually 3 years with no points) is one way to get lower auto insurance rates, however many insurance companies offer discounts in other areas as well. Here's a top list of additional ways to save on your auto insurance premiums:

Multiple Car Discount
Having two or more vehicles on the same policy can result in substantial savings. Some insurance companies even give an additional discount if you have your homeowner policy with them as well.

Anti-Theft Devices
Most new vehicles come equipped with anti-theft devices. Some devices are automatic and some you must turn on. Both types usually can get a discount.

Driver Training
Drivers under the age of 21 who have completed an approved training course. 

Good Student
Many insurance companies provide a discount for drivers under 25 that qualify as a good student.

Mileage
When you're asked how many miles you drive to work, this is a crucial question because as the number of miles driven can place you in different class. Each mileage class cut-off number can have significant cost differences, so make sure you know exactly how far you drive to work each day.

Organization Affiliation
Many insurance companies give discounts just for being members of affiliations. This ranges from just having certain credit cards, membership with a senior organization or belonging to certain credit unions.

Safety Feature Discounts
Vehicles equipped with Airbags, automatic seatbelts, ABS breaks can add to discount savings.

Safety Feature Discounts

Electronic Fund Transfer Payments
Some auto insurance companies have started charging $5.00 or more for mail-in payments but sometimes nothing if you pay through automatic withdraw from your bank account.


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